Citrus Heights Phase 2 Applications Now Closed
Thank you for your interest in our Homeownership program! The application round for our Citrus Heights Development, Phase 2, is now closed.
Applications for Phase 3 will be open later this year.
If you are interested in applying for this or future homeownership opportunities, please sign up to be notified when our next application period opens.
Future Habitat homeowners must meet three core qualifications:
1.Need for Adequate Shelter
Families must be experiencing at least one of the following conditions in their current living situation:
2. Willingness to Partner
Applicants must be willing to act as a true partner with Habitat for Humanity of Greater Sacramento. Our partner families must sign a partnership agreement and agree to:
3. Ability to Pay
Applicants must have the ability to pay for the house. A typical mortgage is 30% of the homeowner’s gross monthly income and includes property taxes and insurance. Mortgages are fixed payment, 30-year mortgages at 0% interest or 0% interest equivalent. An applicant’s income should fall within the following 30-80% of Area Median Income range based on household size.
Area Median Income Requirements (gross annual income)*
*Please note, total income includes income from all sources (employment, child support, SSI, Social Security, disability, retirement, pensions, and other benefits). Housing and Urban Development (HUD) income limits are valid from April 2025 to April 2026 and are anticipated to be adjusted in April 2026.
| SACRAMENTO COUNTY | ||
| Household Size | Minimum Income | Maximum Income |
| 2 | $30,900.00 | $82,350.00 |
| 3 | $34,750.00 | $92,650.00 |
| 4 | $38,600.00 | $102,900.00 |
| 5 | $41,700.00 | $111,150.00 |
| 6 | $44,800.00 | $119,400.00 |
| 7 | $48,650.00 | $127,600.00 |
| 8 | $54,150.00 | $135,850.00 |
| YOLO COUNTY | ||
| Household Size | Minimum Income | Maximum Income |
| 2 | $30,200.00 | $80,600.00 |
| 3 | $34,000.00 | $90,650.00 |
| 4 | $37,750.00 | $100,700.00 |
| 5 | $40,800.00 | $108,800.00 |
| 6 | $43,800.00 | $116,850.00 |
| 7 | $48,650.00 | $124,900.00 |
| 8 | $54,150.00 | $132,950.00 |
Additional Requirements:
Loan application review and approval is made in compliance with Federal Credit EO Act and the Equal Housing Opportunity Act, and on an impartial basis.
Where is Habitat building?
Habitat homes are located throughout Sacramento County.
We build homes and communities where we can acquire land that makes development affordable to future homeowners. New homes are typically simple, contemporary, all-electric single family homes with some private outdoor space and a garage.
Click here to learn more about where we are building.
Questions about the homeownership program?
Please contact our Homeowner Services Department at Apply@HabitatGreaterSac.org
To stay informed on our next application period, please fill out the information request by clicking here.
Habitat for Humanity provides equal housing opportunity to all.