Citrus Heights Phase 2 Application Opens Friday, August 8
Thank you for your interest in our Homeownership program! The application round for our Citrus Heights Development, Phase 2, opens on Friday, August 8, 2025. This phase will consist of three and four bedroom homes only.
In order to apply for the Habitat for Humanity Homeownership Program, you must attend an in-person or virtual orientation prior to beginning the application.
Upcoming Orientation and Information Events:
Event Center- 6300 Fountain Square Drive, Citrus Heights, CA 95621
Monday, July 28– Information Session 5:30pm arrival, 6pm start
Tuesday, August 12– In- person Orientation 5:30pm arrival, 6pm start
Friday, August 15– In- person Orientation 5:30pm arrival, 6pm start
Application Drop Off Dates and Locations:
Citrus Heights City Hall- 6360 Fountain Square Dr., Citrus Heights, CA 95621
Habitat for Humanity of Greater Sacramento Office- 819 North 10th St., Sacramento, CA 95811
Friday, September 26th 10am-4pm
Saturday, September 27th 10am-4pm
Monday, September 29th 4pm-7pm
Wednesday, October 1st 10am-4pm-
This application round closes promptly at 4 pm on Wednesday, October 1st.
If you are interested in applying for this or future homeownership opportunities, please click here to sign up for our mailing list.
Future Habitat homeowners must meet three core qualifications:
1.Need for Adequate Shelter
Families must be experiencing at least one of the following conditions in their current living situation:
2. Willingness to Partner
Applicants must be willing to act as a true partner with Habitat for Humanity of Greater Sacramento. Our partner families must sign a partnership agreement and agree to:
3. Ability to Pay
Applicants must have the ability to pay for the house. A typical mortgage is 30% of the homeowner’s gross monthly income and includes property taxes and insurance. Mortgages are fixed payment, 30-year mortgages at 0% interest or 0% interest equivalent. An applicant’s income should fall within the following 30-80% of Area Median Income range based on household size.
Area Median Income Requirements (gross annual income)*
*Please note, total income includes income from all sources (employment, child support, SSI, Social Security, disability, retirement, pensions, and other benefits). Housing and Urban Development (HUD) income limits are valid from April 2025 to April 2026 and are anticipated to be adjusted in April 2026.
| SACRAMENTO COUNTY | ||
| Household Size | Minimum Income | Maximum Income |
| 2 | $30,900.00 | $82,350.00 |
| 3 | $34,750.00 | $92,650.00 |
| 4 | $38,600.00 | $102,900.00 |
| 5 | $41,700.00 | $111,150.00 |
| 6 | $44,800.00 | $119,400.00 |
| 7 | $48,650.00 | $127,600.00 |
| 8 | $54,150.00 | $135,850.00 |
| YOLO COUNTY | ||
| Household Size | Minimum Income | Maximum Income |
| 2 | $30,200.00 | $80,600.00 |
| 3 | $34,000.00 | $90,650.00 |
| 4 | $37,750.00 | $100,700.00 |
| 5 | $40,800.00 | $108,800.00 |
| 6 | $43,800.00 | $116,850.00 |
| 7 | $48,650.00 | $124,900.00 |
| 8 | $54,150.00 | $132,950.00 |
Additional Requirements:
Loan application review and approval is made in compliance with Federal Credit EO Act and the Equal Housing Opportunity Act, and on an impartial basis.
Where is Habitat building?
Habitat homes are located throughout Sacramento County.
We build homes and communities where we can acquire land that makes development affordable to future homeowners. New homes are typically simple, contemporary, all-electric single family homes consisting of 2 – 5 bedrooms, some private outdoor space, and a garage.
Click here to learn more about where we are building.
Questions about the homeownership program?
Please contact our Homeowner Services Department at Apply@HabitatGreaterSac.org
To stay informed on our next application period, please fill out the information request by clicking here.
Habitat for Humanity provides equal housing opportunity to all.